Backing European founders in sovereign AI, defense, health and energy.

In 2007 European consumer credit was dominated by domestic retail banks with limited cross-border portfolios and an expensive distribution stack. A retail-investor marketplace for short-term consumer loans — liquid, transparent, yield-bearing — did not yet exist at the scale it demanded.

Co-founder and first-round investor. Helped shape the earliest product and go-to-market thesis, then stayed close through seed, bridge and Series A rounds raised from Valinor Capital and Global Founders Capital / Rocket Internet — contributing on governance, strategy and the European market introductions that unlocked the next phase.

Small and mid-sized property developers across Central and Northern Europe were underserved by traditional bank real-estate finance — particularly for short-duration bridge financing — while retail investors had no clean way to access the asset class at ticket level.

Ground-floor investor and co-founder. Worked alongside the operating team on pricing, capital-markets strategy and the cross-border build-out, and supported the business through its seed, bridge and Series A rounds with Speedinvest and Seedrs — including board-level counsel and access to the European property-finance network.

European SMEs — particularly in the UK and Nordics — were underserved by bank receivables finance: slow to underwrite, expensive to service and structurally priced for large enterprise counterparties rather than small businesses.

First-round investor and co-founder. Helped design the open-banking-native underwriting stack and the UK/EE cross-border operating model, and remained an active backer through seed, bridge and pre-Series A rounds with Speedinvest and Seedrs — leaning in on governance and the buyer introductions that shortened the go-to-market.